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Should I Get Travel Insurance for a Trip to Bali?

The tropical paradise of Bali is a popular tourist destination for international travel. It’s known for having famous temples, exotic wildlife, and impeccable beaches....

The tropical paradise of Bali is a popular tourist destination for international travel. It’s known for having famous temples, exotic wildlife, and impeccable beaches. In fact, most visitors take a trip here to explore fun water sports like scuba diving, snorkeling, and surfing. But before you book your tickets, you may be wondering, “Do I need to get travel insurance to visit Bali?” And that’s a great question. While it’s not mandatory to have travel insurance to visit Bali, you might be better off having it in case any plans go awry. In fact, there’s a multitude of reasons why getting Bali travel insurance could be beneficial to you and give you peace of mind.

Why Get Bali Travel Insurance?


When you travel to Bali, it’s hard to say “no” to adventure. Whether that’s eating spicy food or speeding off into the sunset on a jet ski, partaking in high-risk activities is more likely when you visit someplace new. You would feel less reluctant to try new things if you had the best travel insurance Bali has to offer. Ensuring that you have proper insurance coverage before stepping foot on the island is a good idea. It could relieve you of any potential unexpected expenses for your upcoming trip. When you get Bali travel insurance, you guarantee yourself the best time without any hiccups.

Medical Assistance

Any good travel insurance company will cover the costs of medical care in case you get into a jet ski accident or get bitten by a monkey in Ubud, which isn’t as uncommon as you’d think. Needless to say, overseas medical costs easily add up. With the right insurance policy, you can decrease an unexpected medical bill to a much lower price.

Car or Bike Accidents


Traveling throughout Southeast Asia is best done on a motorcycle or a scooter. This is because motorbikes are a lot faster than walking but still allow riders to weave in and out of traffic. Unfortunately, Bali is known to have heavy traffic during peak times, and accidents can occur. As an international driver, you should always consider getting the best travel insurance before taking the wheel or scooting around the island. When push comes to shove, you won’t regret comparing insurers to get coverage.

Lost or Stolen Luggage

If you’re packing more than a carry-on and checking your luggage, it’s always best to prepare for the worst. Most travelers don’t experience any theft throughout their trip, but it could easily happen to anyone, and it’s always better to be prepared. Thieves tend to be opportunistic and can easily spot a tourist from a mile away. Never bring any valuable items when you travel in the case that your luggage gets lost. If you do bring any valuable possessions, it’s best to lock them up in your hotel room’s safe. Still, break-ins could happen at any property, and getting your luggage covered by insurance works to your advantage. Most travel insurance plans will cover theft as long as your claims are validated. A police report or a confirmation from an airline easily does the trick.

Unforeseen Circumstances


Even the most well-traveled people experience unforeseen circumstances or bad luck These situations can include family emergencies, travel delays, trip cancellations, and even natural disasters. Natural disasters can include tsunamis, volcanic eruptions, typhoons, and more. While you might think of a volcanic eruption as unlikely, Bali’s own Mount Agung has had several eruptions throughout the last several years.

Whether it’s getting a bad injury or losing track of your luggage, getting the best travel insurance is a safety net that any visitor could utilize. You can relax and enjoy your upcoming trip when you anticipate the unexpected. When it comes to Bali travel insurance, it’s always better to be overprepared than underprepared.



Assistant Editor
Hometown: Florence, Italy

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The best kept travel secrets all in one place.

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